<!--
Sitemap:
- [MPP — Machine Payments Protocol](/index): MPP (Machine Payments Protocol) is the open standard for machine-to-machine payments—co-developed by Tempo and Stripe. Charge for API requests, tool calls, and content via HTTP 402.
- [Page Not Found](/404)
- [Brand assets and guidelines](/brand): Download official MPP logos, wordmarks, and brand assets. Guidelines for using the Machine Payments Protocol brand in your project or integration.
- [Extensions](/extensions): Community-built tools and integrations for MPP
- [Frequently asked questions](/faq): Answers to common questions about MPP—payment methods, settlement, pricing, security, and how the protocol compares to API keys and subscriptions.
- [Machine Payments Protocol](/overview): MPP standardizes HTTP 402 for machine-to-machine payments. Learn how agents, apps, and services exchange payments in the same HTTP request.
- [Payment methods](/payment-methods/): Available methods and how to choose one
- [Protocol overview](/protocol/): The Machine Payments Protocol standardizes HTTP 402 with an extensible challenge–credential–receipt flow that works with any payment network.
- [Quickstart](/quickstart/): Get started with MPP in minutes. Protect your API with payments, connect your agent, or integrate your app with MPP-enabled services.
- [SDKs and client libraries](/sdk/): Official MPP SDKs in TypeScript, Python, and Rust, plus community SDKs in other languages.
- [Discovery](/advanced/discovery): Advertise your API's payment terms with an OpenAPI discovery document so clients and agents know what endpoints cost before making requests.
- [Identity](/advanced/identity): Use MPP Credentials for access control, rate limiting, and multi-step workflows—without requiring payment.
- [Refunds](/advanced/refunds): Return funds to clients after a charge, or let sessions refund unused deposits automatically.
- [Build with an LLM](/guides/building-with-an-llm): Use llms-full.txt to give your agent complete MPP context.
- [Accept multiple payment methods](/guides/multiple-payment-methods): Accept Tempo stablecoins, Stripe cards, and Lightning Bitcoin on a single API endpoint. Serve a multi-method 402 Challenge and let clients choose.
- [Accept one-time payments](/guides/one-time-payments): Charge per request with a payment-gated API
- [Accept pay-as-you-go payments](/guides/pay-as-you-go): Build a payment-gated API with session-based billing using mppx payment channels. Charge per request with near-zero latency overhead.
- [Create a payment link](/guides/payment-links): Create a payment link for any API endpoint. Share it anywhere—users pay directly from the page, no integration required.
- [Proxy an existing service](/guides/proxy-existing-service): Put a payment gate in front of any API without changing its code. Use the mppx Proxy SDK to charge for upstream access.
- [Accept split payments](/guides/split-payments): Distribute a charge across multiple recipients
- [Accept streamed payments](/guides/streamed-payments): Accept streamed payments over Server-Sent Events with mppx. Bill per token in real time using Tempo payment channels for LLM inference APIs.
- [Upgrade your x402 server to MPP](/guides/upgrade-x402): Add MPP to your x402 server to unlock multi-method payments, sessions, and IETF standardization—without changing your business logic.
- [Charge intent for one-time payments](/intents/charge): Immediate one-time payments
- [Card payment method](/payment-methods/card/): Card payments via encrypted network tokens
- [Custom payment methods](/payment-methods/custom): Build your own payment method
- [Lightning](/payment-methods/lightning/): Bitcoin payments over the Lightning Network
- [Solana](/payment-methods/solana/): Native SOL and SPL token payments
- [Stellar SEP-41 token payments](/payment-methods/stellar/): SEP-41 token payments on the Stellar network
- [Stripe payment method](/payment-methods/stripe/): Cards, wallets, and other Stripe supported payment methods
- [Tempo stablecoin payments](/payment-methods/tempo/): Stablecoin payments on the Tempo blockchain
- [Challenges](/protocol/challenges): Server-issued payment requirements
- [Credentials](/protocol/credentials): Client-submitted payment proofs
- [HTTP 402 payment required](/protocol/http-402): HTTP 402 Payment Required signals that a resource requires payment. Learn when and how MPP servers return 402 with a WWW-Authenticate Challenge.
- [Payment receipts and verification](/protocol/receipts): Receipts confirm successful payment in MPP. Return them in the Payment-Receipt header so clients can verify that the server accepted their Credential.
- [Transports](/protocol/transports/): MPP defines transport bindings for HTTP and MCP. Learn how Challenges, Credentials, and Receipts map to headers and JSON-RPC messages.
- [Use with agents](/quickstart/agent): Connect your coding agent to MPP-enabled services. Set up Tempo Wallet or the mppx SDK to handle 402 payment flows automatically.
- [Use with your app](/quickstart/client): Handle payment-gated resources in your app. Use the mppx client SDK to intercept 402 responses, pay, and retry—all automatically.
- [Add payments to your API](/quickstart/server): Add payment-gated access to your API with mppx. Accept stablecoins, cards, and Bitcoin in a few lines of code using the MPP server SDK.
- [SDK features](/sdk/features): Feature parity across TypeScript, Python, and Rust MPP SDKs.
- [Python SDK](/sdk/python/): The pympp Python library
- [Rust SDK for MPP](/sdk/rust/): The mpp Rust library
- [Getting started](/sdk/typescript/): The mppx TypeScript library
- [Agentic payments](/use-cases/agentic-payments): Learn how coding agents pay for APIs autonomously with MPP. No API keys, no signup forms—agents handle payments inline via HTTP 402.
- [API monetization](/use-cases/api-monetization): Monetize your API with per-request payments using HTTP 402. No API keys, subscriptions, or billing dashboards required.
- [Micropayments](/use-cases/micropayments): MPP makes micropayments viable with stablecoin settlement and off-chain payment sessions—no minimum transaction size, no fixed per-transaction fees.
- [Card charge](/payment-methods/card/charge): One-time payments using encrypted network tokens
- [Lightning charge](/payment-methods/lightning/charge): One-time payments using BOLT11 invoices
- [Lightning session](/payment-methods/lightning/session): Pay-as-you-go payments over Lightning
- [Solana charge](/payment-methods/solana/charge): One-time payments on Solana
- [Stellar charge](/payment-methods/stellar/charge): One-time SEP-41 token transfers
- [Channel](/payment-methods/stellar/session): High-frequency off-chain payments
- [Stripe charge](/payment-methods/stripe/charge): One-time payments using Shared Payment Tokens
- [Tempo charge](/payment-methods/tempo/charge): One-time TIP-20 token transfers
- [Session](/payment-methods/tempo/session): Low-cost high-throughput payments
- [HTTP transport](/protocol/transports/http): The HTTP transport maps MPP payment flows to standard HTTP headers—WWW-Authenticate for Challenges, Authorization for Credentials, and Payment-Receipt.
- [MCP and JSON-RPC transport](/protocol/transports/mcp): Payment flows for AI tool calls
- [Python MPP client](/sdk/python/client): Handle 402 responses automatically
- [Core Types](/sdk/python/core): Challenge, Credential, and Receipt primitives
- [Server](/sdk/python/server): Protect endpoints with payment requirements
- [Client](/sdk/rust/client): Handle 402 responses automatically
- [Core types](/sdk/rust/core): Challenge, Credential, and Receipt primitives
- [Server](/sdk/rust/server): Protect endpoints with payment requirements
- [CLI Reference](/sdk/typescript/cli): Built-in command-line tool for paid HTTP requests
- [Html.init](/sdk/typescript/Html.init): Build custom payment UIs for browser-based 402 flows
- [Method.from](/sdk/typescript/Method.from): Create a payment method from a definition
- [Paid API proxy server](/sdk/typescript/proxy): Paid API proxy
- [McpClient.wrap](/sdk/typescript/client/McpClient.wrap): Payment-aware MCP client
- [stripe client method](/sdk/typescript/client/Method.stripe): Register all Stripe intents
- [Method.stripe.charge](/sdk/typescript/client/Method.stripe.charge): One-time payments via Shared Payment Tokens
- [tempo client method](/sdk/typescript/client/Method.tempo): Register all Tempo intents
- [Method.tempo.charge](/sdk/typescript/client/Method.tempo.charge): One-time payments
- [Method.tempo.session](/sdk/typescript/client/Method.tempo.session): Low-cost high-throughput payments
- [tempo.session](/sdk/typescript/client/Method.tempo.session-manager): Standalone session manager
- [Mppx.create](/sdk/typescript/client/Mppx.create): Create a payment-aware fetch client
- [Mppx.restore](/sdk/typescript/client/Mppx.restore): Restore the original global fetch
- [Transport.from](/sdk/typescript/client/Transport.from): Create a custom transport
- [Transport.http](/sdk/typescript/client/Transport.http): HTTP transport for payments
- [Transport.mcp](/sdk/typescript/client/Transport.mcp): MCP transport for payments
- [BodyDigest.compute](/sdk/typescript/core/BodyDigest.compute): Compute a body digest hash
- [BodyDigest.verify](/sdk/typescript/core/BodyDigest.verify): Verify a body digest hash
- [Challenge.deserialize](/sdk/typescript/core/Challenge.deserialize): Deserialize a Challenge from a header
- [Challenge.from](/sdk/typescript/core/Challenge.from): Create a new Challenge
- [Challenge.fromHeaders](/sdk/typescript/core/Challenge.fromHeaders): Extract a Challenge from Headers
- [Challenge.fromMethod](/sdk/typescript/core/Challenge.fromMethod): Create a Challenge from a method
- [Challenge.fromResponse](/sdk/typescript/core/Challenge.fromResponse): Extract a Challenge from a Response
- [Challenge.meta](/sdk/typescript/core/Challenge.meta): Extract correlation data from a Challenge
- [Challenge.serialize](/sdk/typescript/core/Challenge.serialize): Serialize a Challenge to a header
- [Challenge.verify](/sdk/typescript/core/Challenge.verify): Verify a Challenge HMAC
- [Credential.deserialize](/sdk/typescript/core/Credential.deserialize): Deserialize a Credential from a header
- [Credential.from](/sdk/typescript/core/Credential.from): Create a new Credential
- [Credential.fromRequest](/sdk/typescript/core/Credential.fromRequest): Extract a Credential from a Request
- [Credential.serialize](/sdk/typescript/core/Credential.serialize): Serialize a Credential to a header
- [Expires utility functions](/sdk/typescript/core/Expires): Generate relative expiration timestamps
- [Method.from](/sdk/typescript/core/Method.from): Create a payment method definition
- [Method.toClient](/sdk/typescript/core/Method.toClient): Extend a method with client logic
- [Method.toServer](/sdk/typescript/core/Method.toServer): Extend a method with server verification
- [PaymentRequest.deserialize](/sdk/typescript/core/PaymentRequest.deserialize): Deserialize a payment request
- [PaymentRequest.from](/sdk/typescript/core/PaymentRequest.from): Create a payment request
- [PaymentRequest.serialize](/sdk/typescript/core/PaymentRequest.serialize): Serialize a payment request to a string
- [Receipt.deserialize](/sdk/typescript/core/Receipt.deserialize): Deserialize a Receipt from a header
- [Receipt.from](/sdk/typescript/core/Receipt.from): Create a new Receipt
- [Receipt.fromResponse](/sdk/typescript/core/Receipt.fromResponse): Extract a Receipt from a Response
- [Receipt.serialize](/sdk/typescript/core/Receipt.serialize): Serialize a Receipt to a string
- [Custom HTML](/sdk/typescript/html/custom): Add payment link support to a custom payment method with Html.init and Method.toServer
- [Elysia payment middleware](/sdk/typescript/middlewares/elysia): Payment middleware for Elysia
- [Express payment middleware](/sdk/typescript/middlewares/express): Payment middleware for Express
- [Hono payment middleware](/sdk/typescript/middlewares/hono): Payment middleware for Hono
- [Next.js payment middleware](/sdk/typescript/middlewares/nextjs): Payment middleware for Next.js
- [stripe](/sdk/typescript/server/Method.stripe): Register all Stripe intents
- [Method.stripe.charge](/sdk/typescript/server/Method.stripe.charge): One-time payments via Shared Payment Tokens
- [tempo server method](/sdk/typescript/server/Method.tempo): Register all Tempo intents
- [Method.tempo.charge](/sdk/typescript/server/Method.tempo.charge): One-time stablecoin payments
- [Method.tempo.session](/sdk/typescript/server/Method.tempo.session): Low-cost high-throughput payments
- [Mppx.compose](/sdk/typescript/server/Mppx.compose): Present multiple payment options
- [Mppx.create](/sdk/typescript/server/Mppx.create): Create a server-side payment handler
- [Mppx.toNodeListener](/sdk/typescript/server/Mppx.toNodeListener): Adapt payments for Node.js HTTP
- [Request.toNodeListener](/sdk/typescript/server/Request.toNodeListener): Convert Fetch handlers to Node.js
- [Response.requirePayment](/sdk/typescript/server/Response.requirePayment): Create a 402 response
- [Transport.from](/sdk/typescript/server/Transport.from): Create a custom transport
- [Transport.http](/sdk/typescript/server/Transport.http): HTTP server-side transport
- [Transport.mcp](/sdk/typescript/server/Transport.mcp): Raw JSON-RPC MCP transport
- [Transport.mcpSdk](/sdk/typescript/server/Transport.mcpSdk): MCP SDK server-side transport
-->

# Agentic payments \[Let agents pay for services autonomously]

Agentic payments are transactions initiated and completed by software agents without human intervention. As coding agents take on more complex tasks—calling LLM APIs, running web searches, generating images—they need a way to pay for these services on the fly. MPP gives them that capability.

## Why agents need a payment protocol

Traditional payment flows are designed for humans. They involve checkout forms, CAPTCHAs, browser redirects, and manual API key provisioning. None of these work for an autonomous agent.

When an agent encounters a paid service today, it has two options: fail, or wait for a human to set up credentials. Both break the autonomous workflow. Agents need a payment interface that's native to HTTP—one they can negotiate and complete programmatically in a single request cycle.

## How MPP enables agentic payments

MPP uses [HTTP `402`](/protocol/http-402) to create a three-step payment flow built for machines:

1. **Challenge**—The agent requests a resource. The server responds with `402 Payment Required` and a Challenge describing the price and accepted payment methods.
2. **Credential**—The agent selects a payment method—stablecoins, card, or Lightning—and constructs a Credential proving payment.
3. **Receipt**—The server verifies the Credential, fulfills the request, and returns a Receipt confirming the transaction.

This all happens in a single HTTP round-trip. The agent doesn't need pre-provisioned API keys, an account, or a human in the loop.

## Use cases

* **LLM inference**—Pay per token for access to language models from any provider. Sessions enable [micropayments](/use-cases/micropayments) as small as $0.0001 per token.
* **Web search**—Pay per query for real-time search results without rate-limited free tiers.
* **Image generation**—Pay per image across multiple providers without separate accounts.
* **Data APIs**—Access market data, geospatial data, or analytics on a per-request basis.
* **Compute**—Rent GPU time or serverless execution and pay only for what you use.

## Next steps

<Cards>
  <Card title="Add payments to your API" description="Charge for API access" to="/quickstart/server" />

  <Card title="Use with agents" description="Connect your agent to paid APIs" to="/quickstart/agent" />

  <Card title="Protocol overview" description="Learn how MPP works" to="/overview" />
</Cards>
